Home Personalized Newsletters (for use as your personal or company marketing tool) for Title & Escrow Special Subscription Offers Glossary of Terms Used Testimonials Archives About Us Rave Reviews Subscribe Now Privacy Policy E-Mail Us Are you familiar with Home Price Protection for Property Equity Preservation? Click on the QR Code or scan it with a barcode reader on your smartphone:	Howard Blum and The Financial News & Information Service 800-273-9995 The delivery rate (the basis for most fixed rate loans in this country) for the past month - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - There are no changes for 2012 conforming loan limits. You can download a complete listing of all counties in the USA for their high-balance conforming loan limits by clicking here. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mortgage Bankers Association weekly new home loan applications indices for the week ending 1/27/12 -Overall Index 557.6: Down 2.9% versus prior week & up 40.21% versus the same week a year ago. -Purchase index 154.3: Down 1.7% versus prior week & Down 7.86% versus the same week a year ago. -Refinance index 2,861.8: Up Down 3.6% versus prior week & Up 79.85% versus the same week a year ago. (release date Wed. 2-1-12) Latest Pre-Owned Home Sales reported by The National Association of Realtors December’s Annualized Sales Pace 4.61 million homes sold (Up 5.0% from November’s 4.39 MM pace & Up 3.6% versus December 2010 pace of 4.45 MM) - NE Region 620k unit pace (Up 10.7% from 510,000 in November and Up 3.3% from December 2010) - Midwest Region 1.04 MM unit pace (Up 8.3% from 960k in November and Up 9.5% from December 2010) - South Region 1.76 MM unit pace (Up 2.9% from 1.71 MM in November and Up 3.5% from December 2010) - West Region 1.19 MM unit pace (Up 2.6% from 1.16 in November and Dpwn 0,8% from December 2010) Release Date 1-20-12 Latest New Home Sales reported by US Commerce Dept. November’s Annualized Sales Pace 315,000 homes in contract (not closed) (Up 9.8% from October’s revised 310,000 pace & Up 9.8% from November 2010’s 287,000 unit pace) NE Region 14,000 unit pace (Down 26.3% from October’s 19,000 pace & Down 30.0% from November 2010’s pace) Midwest Region 57,000 unit pace (Up 7.5% from October’s 53,000 & Up 62.9% from November 2010’s pace) South Region 175,000 unit pace (Up 12.9% from October’s 155,000 & Up 6.7% from November 2010’s pace) West Region 69,000 unit pace (Down 16.9% from October’s 83,000 & Up 1.5% from October November’s pace) (release date 12-23-11) Latest New Housing Starts reported by H.U.D. & Commerce December’s Annualized Starts: 657,000 units (Down 4.1% from the revised 685,000 for November and Up 24.9% from the 526,000 for December 2010) Release date 1/19/12 New Residential Permits for December were 679,000 Down 0.1% from the revised 680,000 for November and Up 7.8% from the 630,000 for December 2010 Release date 1/19/12 Latest National Assn. of Home Builders’ Index Jan 2012 Overall index = 25 (Up 4 from 21 in Dec) Present Sales = 25 (Up 3 from 22 in Dec) Plans to Buy Within 6 Months = 29 (Up 3 from 26 in Dec) Buyer Traffic = 21 (Up 3 from 18 in Dec) Release date 1/18/12 Home Loan Interest Rates Weekly Closing Level (as defined by the Freddie Mac delivery rate, the largest buyer and owner of fixed rate home loans in the United States.) Week Ending 2/3/12 = 3.23%; Down 4 BP from 3.27% for the week ending 1/27/12 Good day title and escrow partners. Are you interested in increasing your referral business? Are you still chasing those refinance transactions more than you should be? Imagine doing newsletters as a marketing tool with the best industry specific newsletters that will keep your clients, potential clients, geographic or other farm and primary referral sources aware of what is happening to the national and regional housing housing markets and to home loan interest rates? Consider clicking below to see the most cost effective referral generators available today. If you are looking for dog training tips or cookie recipies these may not be the newsletters for you, but you won't know until you look. Ask us about our area exclusivity for the newsletters to limit distribution and maximize effectiveness. Would you like to see samples of our 'personalized' newsletters for Title & Escrow companies? To see our marketing tools to help you increase your referral business… Click Here
	Economic Insights™ is the ultimate resource for, economic analysis, bond market and interest rate forecasting. Economic Insights is produced on a daily and weekly basis for subscribers. When you need to know the potential direction of bond yields, interest rates, the housing market, the economy and why they are headed that way, you need to subscribe to Economic Insights from The Financial News & Information Service. The forecasting and the perspectives of Howard Blum and The Financial News & Information Service have been heard and appreciated by many members of the news media, financial industry professionals, investors and members of the real estate industry since the late 1980's. The personalized newsletters for businesses and individuals in loan originating, wholesale lending, title and escrow, real estate sales and related industries are considered by many to be some of the best available today. If your business could use a 'content driven' newsletter as a marketing piece that takes complex economic concepts and explains them in simple to follow terms without using 'econo-babble', you should become a private label subscriber. If you are a banker, mortgage banker, investment professional, individual investor, home loan originator, mortgage broker, title & escrow marketing representative or a real estate professional, you need the newsletters from the Financial News & Information Service and the information in the publications Economic Insights™ and the Private Label newsletters to enhance the quality of the marketing you send to your clients, customers, prospects or to help you manage your own investments with perspective not heard in the mainstream press.  Copyright ©1999-2012 The Financial News & Information Service
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